Total Networth

A simple, private iOS app to track your assets, liabilities, and savings goals. All data stays on your device.

Download on the App Store
100% Offline
60+ Currencies
Private & Secure

What You Can Do

📈

Track Net Worth

See your total net worth at a glance. Green when positive, red when you owe more than you own.

💰

Assets & Liabilities

Add everything you own and owe. Categorize assets as liquid (cash-ready) or non-liquid (property).

🎯

Savings Goals

Set targets for your liquid assets and track progress with visual bars.

⚡

Quick Updates

Add, subtract, or edit amounts with one tap. See a live preview before saving.

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PIN Lock

Protect your data with a 4-digit PIN. Auto-locks when you leave the app.

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60+ Currencies

Choose your currency from over 60 options worldwide. Dark mode included.

Privacy Policy

Effective date: February 2026 ยท Last updated: February 2026

Total Networth ("the App") is developed and operated by Deo Jose Anthonio Balasbas. This privacy policy explains how the App handles your information.

Data Collection

We do not collect any data. The App operates entirely offline. No personal information is collected, stored on any server, or shared with anyone.

Data Storage

All data you enter (assets, liabilities, goals, settings, and PIN) is stored locally on your device using Apple's SwiftData framework. This data exists only on your device and is not accessible to us or any third party.

PIN Security

If you enable the optional PIN lock, your PIN is never stored as plain text. It is hashed using SHA256 with a unique cryptographic salt before being saved to your device.

Your Rights

Since all data is stored locally on your device, you have full control over it at all times. You can view, modify, or delete any data within the App. To delete all data completely, uninstall the App from your device.

Children's Privacy

The App does not collect personal information from anyone, including children under the age of 13. The App complies with the Children's Online Privacy Protection Act (COPPA).

Changes to This Policy

If we make changes to this privacy policy, the updated version will be posted on this page with a new "Last updated" date. We encourage you to review this page periodically.

Contact Us

If you have any questions about this privacy policy, please contact us:

Send Us an Email

Support

Questions, bugs, or feedback? Reach out anytime.

FAQ

I forgot my PIN.

There's no recovery. Uninstall and reinstall the app (this deletes all data).

Is my data safe?

Yes. Everything is stored locally. Nothing goes online.

Does it need internet?

No. Works 100% offline.

Can I change currency?

Yes. Over 60 currencies available in Settings.

Know what you own. Know what you owe. Know your worth.

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